Rent Freezes: How Locking Prices Shifts the Housing Pressure
Rent freezes stabilize rents for some tenants while shifting pressure to unregulated housing and future renters. They reduce displacement in the short term but do not fix housing shortages or access constraints.
How Zoning Works in San Francisco
San Francisco zoning restricts housing, fragments decision-making, and rewards delay. Even legal projects face years of uncertainty. The result is fewer homes, higher costs, and displacement built into the system.
How Zoning Shapes Housing Supply
Zoning controls land use, density, and building types. These decisions set the conditions for affordability, segregation, and long-term neighborhood form.
Redlining: The System That Shaped Modern Housing Markets
Redlining was a system of government-backed lending and appraisal rules that restricted where mortgages and investment could flow. Though the maps are gone, housing values, public investment, and neighborhood opportunity still reflect those rules today.
Housing Subsidies: How Funding Turns Into Actual Units
Housing subsidies move through a long chain of rules, allocations, approvals, and private decisions. Money arrives first. Housing only shows up if every link holds.