How College Costs and Student Loans Actually Work
College costs rose as public funding declined. Aid failed to keep pace, and loans filled the gap. The system works by shifting financial risk onto students and families.
Rent Freezes: How Locking Prices Shifts the Housing Pressure
Rent freezes stabilize rents for some tenants while shifting pressure to unregulated housing and future renters. They reduce displacement in the short term but do not fix housing shortages or access constraints.
How Zoning Works in San Francisco
San Francisco zoning restricts housing, fragments decision-making, and rewards delay. Even legal projects face years of uncertainty. The result is fewer homes, higher costs, and displacement built into the system.
Systemic Racism, Explained: How Unequal Outcomes Are Built In
Systemic racism isn’t just about slurs or individual bigotry. It’s how laws, budgets, zoning maps, school formulas, and enforcement priorities combine to give some groups better access to wealth, safety, and health than others. This explainer breaks down what the term actually means and where it shows up in everyday systems.
How 2025 Tax Donation Rules Work — And What Last-Minute Donors Should Know
Charitable tax deductions in 2025 follow pre-pandemic rules. Only itemizers qualify. Percentage caps limit how much counts. Documentation and timing are strict. Most donors give without seeing a federal tax benefit—not because they did anything wrong, but because the system is built that way.
How Wages Are Set: Why Immigration Isn’t the Deciding Factor
Wage stagnation is often blamed on immigration, but decades of research show wages are shaped primarily by employer power, industry concentration, and weakened worker bargaining. Immigration changes who is available to work, not how much employers choose to pay. In practice, wage outcomes reflect business decisions and market structure far more than worker inflows.
Assimilation Metrics: How Integration Is Actually Measured
Assimilation metrics don’t score culture. They track whether immigrants and their children gain access to jobs, schools, neighborhoods, and civic power—and whether barriers fade or harden over time.
Criminal Legal Process: How Cases Actually Move Through the System
The criminal legal process is not a single moment of judgment but a sequence of institutional decisions. Arrests, charging choices, pretrial detention, and plea bargaining—shaped by local capacity and leverage—determine outcomes long before a trial occurs.
How Zoning Shapes Housing Supply
Zoning controls land use, density, and building types. These decisions set the conditions for affordability, segregation, and long-term neighborhood form.
Community Policing: Why Structure Matters More Than Slogans
Community policing changes daily policing only when departments change how officers are assigned, supervised, and evaluated. When staffing, incentives, and authority stay the same, the model becomes standard patrol under a new name.
Housing Subsidies: How Funding Turns Into Actual Units
Housing subsidies move through a long chain of rules, allocations, approvals, and private decisions. Money arrives first. Housing only shows up if every link holds.
Immigration Systems: Who Decides, Who Waits, and Why Timelines Stretch
Legal caps, delegated discretion, and limited capacity turn waiting into a feature of how decisions are made—not a temporary failure.
Healthcare Access: How Eligibility, Enrollment, and Reimbursement Actually Work
Healthcare access is produced by eligibility rules, enrollment systems, and payment rates—not intent. When any part of the chain breaks, coverage exists on paper but not in practice.
School Governance: Who Actually Runs the System
Public schools feel local, but they aren’t governed locally. In California, authority over funding, rules, and accountability is spread across state agencies, county offices, and district boards. Each layer controls part of the system, but no one controls it all—producing limited flexibility, uneven outcomes, and slow change.
Transit Funding: Who’s Actually Driving This Thing
Transit reliability is shaped less by agency performance than by funding design. Capital and operating money are split, controlled by different actors, and bound by veto points. The result is visible investment without dependable service.
Local Budgets: The Real Map Behind Your City’s Money
Local budgets are binding control documents that enforce a hierarchy of spending. In California, fixed costs and voter-restricted revenues are paid first, while flexible services absorb cuts when money runs short. This structure explains why some services erode over time while legally protected obligations remain stable.